Understanding Your 1099-R Tax Form

Each January, SCERS provides retirees and beneficiaries with a Form 1099-R, which summarizes the retirement income paid to you during the year and any federal or state income tax withheld. You will need this form when filing your income tax return. 

This page explains what the 1099-R includes, when it’s issued, and how to access or replace it.

What the 1099-R Includes

Your 1099-R provides important details for your federal and state tax filings, including:

  • Total retirement benefits paid to you during the calendar year
  • The taxable and non-taxable portions of your benefit
  • Total federal and/or California income tax withheld
  • Any recovery of after-tax contributions (if applicable)
  • A distribution code that identifies the type of retirement benefit you received

Some retirees may receive more than one 1099-R if they had:

  • Multiple types of distributions (e.g., retirement benefit and survivor benefit) 
  • A benefit adjustment or settlement during the year
  • A court-ordered split due to a Domestic Relations Order

When and How It’s Delivered

SCERS issues 1099-R forms by January 31 each year.

You will receive the form in two ways:

  • A paper copy is mailed to the address on file as of December 31
  • An electronic copy is made available through the MySCERS member portal

If you’ve recently moved or believe your address may be outdated, contact SCERS promptly to ensure your documents are delivered correctly.

Requesting a Replacement

If you need another copy of your 1099-R, the fastest and most convenient method is to download it directly from the MySCERS portal. This option is secure, immediate, and helps avoid processing delays.

If you are unable to use the portal, contact SCERS at (916) 874-9119 so a replacement form can be mailed or securely delivered upon request.