Returning to Work After Retirement

Many SCERS retirees consider returning to work—whether to stay active, support their former agency, or supplement their income. While some post-retirement employment is allowed, there are important restrictions and requirements that must be followed to avoid jeopardizing your monthly retirement benefit.

You may be able to return to work and continue receiving your SCERS benefits, or suspend your retirement allowance and return to permanent employment. 

This section explains the rules, limitations, and exceptions for returning to work after retirement under SCERS policy and California law. 

Why It Matters

SCERS retirement benefits are designed for those who have separated from service. Returning to work in a SCERS-covered position with any SCERS-participating employer could:

• Suspend your retirement benefit 
• Require you to reinstate as an active member 
• Result in an overpayment or other compliance issues if rules are not followed 

California law and SCERS policy govern the conditions under which retirees may return to work.

What’s Covered in This Section

Use the following sections to understand your options and responsibilities if you’re considering going back to work after retiring from SCERS:

• General Rules for Post-Retirement Employment
  An overview of what’s allowed and what triggers benefit suspension or reinstatement
• 180-Day Break in Service Requirement
  Explains the mandatory waiting period before returning to work in most cases
• 960-Hour Annual Limit
  Covers the maximum number of hours you can work per year in a retiree position
• Exceptions and Exemptions
  Outlines special rules for elected officials and critical roles

If you’re thinking about returning to work, contact SCERS first or speak with your prospective employer’s HR department to avoid issues with your retirement benefit.