Employer Contributions

Your employer also contributes to SCERS on your behalf. These contributions are not tied to your individual account, but are essential to funding the retirement system.

How It Works

SCERS calculates employer contribution rates annually based on investment performance, demographic trends, and funding targets.
Employer contributions are pooled to help fund current and future retirement benefits for all SCERS members.
You cannot access contributions the employer made on your behalf–even if you withdraw your own funds.

Key Facts

Employer contributions are typically larger than what individual members contribute over a full career.
These funds remain with SCERS permanently to maintain long-term system sustainability.