960-Hour Annual Limit

SCERS retirees who return to work in approved positions with a SCERS-covered employer are subject to a 960-hour annual limit. This cap ensures that retirees work in a limited, temporary capacity and continue to be treated as retired annuitants rather than active members.

This section explains what the 960-hour limit is, how it’s calculated, and what happens if it’s exceeded.

What the Limit Means

If you return to work for a SCERS-covered employer after retirement:

  • You may not exceed 960 hours of paid work in a single year 
  • The limit applies regardless of position, pay rate, or employers
  • Hours are tracked across all SCERS-covered employers—including work for a private 3rd party agency or as a private contractor

Once you reach 960 hours in a year, you must stop working until the next year begins or risk suspension of your retirement benefit.

What Counts Toward the 960 Hours

The following count toward your limit:

  • All hours worked or taken within the year, including overtime hours, in any retiree extra help or limited-term position
  • Hours worked across multiple SCERS-covered agencies in any capacity

These do not count toward your limit:

  • Volunteer service
  • Work for non-SCERS employers

Tracking Your Hours

You are responsible for:

  • Monitoring your total hours across all SCERS-covered employment
  • Stopping work before reaching the 960-hour threshold

Your employer also monitors and reports your hours to SCERS, but SCERS is not responsible for real-time tracking. If SCERS determines that you exceeded the limit:

  • Your retirement benefit may be suspended
  • You may be required to repay overpaid benefits

Planning Ahead

If you’re returning to work:

  • Track your hours carefully and communicate regularly with your supervisor or HR department
  • Contact SCERS if you’re unsure how your role or hours may affect your benefit